The full retirement age refers to the age at which an individual first becomes eligible to receive unreduced social security retirement benefits from the U.S. Social Security Administration (SSA). The full retirement age differs from person to person and is determined according to their year of birth.
The U.S. Social Security Administration (SSA) provides Social Security retirement benefits to individuals who have earned the minimum required work credits. The minimum age at which one can claim Social Security retirement benefits is 62. However, the benefits received, if claimed, would be lesser than the full retirement age benefits. Full retirement age is the age at which an individual who has not claimed retirement benefits earlier becomes eligible for receiving the full amount of the retirement benefit that they are entitled.